20+ Insurance Services

Insurance Services Kenya 2026

Explore 20+ comprehensive insurance solutions organized by category — from personal protection to corporate risk management. Free quotes in 24 hours.

Quick Answer: What insurance services are available in Kenya?

In Kenya, insurance services are broadly categorized into Personal Insurance (motor, medical, life, travel, personal accident), Business Insurance (business, property, agriculture, corporate, pecuniary), Motor & Transit Insurance (PSV, TSV, goods in transit), Liability Insurance (public liability, employers liability, professional indemnity, WIBA), and Specialized Insurance (cyber, marine, engineering).

At Precise Insurance Agency, we compare quotes from Kenya's leading insurers — Jubilee, Britam, CIC, APA, ICEA LION, SanlamAllianz and more — to find you the best cover at the best price. Free quotes in 24 hours, same-day certificates available.

Category 01

Personal Insurance

Protection for you and your family — covering your health, life, vehicles, travel, and personal accidents.

Motor vehicle insurance in Kenya
Popular

Motor Insurance

Comprehensive vehicle protection including third-party, comprehensive, and specialized fleet coverage.

  • Third-party cover
  • Comprehensive cover
  • Fleet insurance
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Medical health insurance in Kenya
Essential

Medical Insurance

Health coverage plans for individuals, families, and groups with access to top hospitals in Kenya.

  • Inpatient & outpatient
  • Maternity cover
  • Dental & optical
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Life insurance protection in Kenya
Protection

Life Insurance

Financial protection for your loved ones with tailored life, critical illness, and income protection plans.

  • Term life cover
  • Critical illness cover
  • Funeral cover
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Travel insurance in Kenya
Travel

Travel Insurance

International and domestic travel coverage with medical, baggage, and trip cancellation protection.

  • Medical emergencies
  • Baggage & personal effects
  • Trip cancellation
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Personal accident insurance in Kenya
Personal

Personal Accident

Coverage for accidental death, permanent disability, and temporary disablement from accidents.

  • Accidental death
  • Permanent disability
  • Temporary disablement
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Category 02

Business Insurance

Protect your enterprise — covering your business operations, property, agriculture, corporate risks, and financial exposures.

Business insurance in Kenya
Business

Business Insurance

Protect your enterprise with comprehensive business insurance covering property, liability, and operations.

  • Property & contents
  • Business interruption
  • Liability cover
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Property insurance in Kenya
Assets

Property Insurance

Comprehensive protection for residential and commercial properties against fire, theft, and natural disasters.

  • Fire & allied perils
  • Burglary & theft
  • Natural disaster cover
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Agriculture insurance in Kenya
Agriculture

Agriculture Insurance

Protection for farmers and agribusinesses against crop failure, livestock loss, and agricultural equipment damage.

  • Crop insurance
  • Livestock insurance
  • Farm machinery
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Corporate insurance in Kenya
Enterprise

Corporate Insurance

Enterprise-level risk management solutions including directors & officers, professional indemnity, and employee benefits.

  • Directors & Officers
  • Professional indemnity
  • Employee benefits
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Pecuniary insurance in Kenya
Business

Pecuniary Insurance

Fidelity Guarantee & Credit Insurance cover for businesses against employee fraud, theft, and bad debts.

  • Business Interruption Insurance
  • Money Insurance
  • Fidelity Guarantee Insurance
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Category 03

Motor & Transit Insurance

Cover for vehicles used for public service, tourism, and goods transport — protecting your passengers, cargo, and third parties.

PSV insurance in Kenya - matatu and bus cover
PSV

PSV Insurance

Matatu, bus, taxi, shuttle, school van, boda boda & commercial vehicle cover. Mandatory under Insurance Act.

  • Matatu & Bus
  • Taxi & Ride-Hailing
  • Boda Boda & Tuk Tuk
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TSV insurance in Kenya - tourist service vehicle cover
TSV

TSV Insurance

Tourist Service Vehicle cover for safari vans, tour buses, 4x4s, coast tour vans & hotel shuttles.

  • Safari Van & Tour Bus
  • 4x4 & Coast Tour Van
  • Hotel Shuttle & Airport Transfer
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Goods in transit insurance in Kenya
Transit

Goods in Transit

Goods in Transit cover for businesses against loss, damage, and theft during road, rail, sea, and air transport.

  • Specific (Single Transit) Cover
  • Annual (Open or Declaration) Cover
  • All Risks Cover
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Category 04

Liability Insurance

Protection against legal claims from employees, third parties, and professional clients.

Public liability insurance in Kenya
Liability

Public Liability

Coverage for businesses against claims from third parties for injury, death, or property damage.

  • Third-party injury
  • Property damage
  • Legal costs
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Employers liability insurance in Kenya
Workplace

Employers Liability

Protection for businesses against claims from employees for work-related injuries or illnesses.

  • Workplace injuries
  • Occupational illnesses
  • Legal defense
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Professional indemnity insurance in Kenya
Professional

Professional Indemnity

Essential protection for professionals against claims of negligence, errors, or omissions in their work.

  • Legal defense costs
  • Negligence cover
  • Errors & omissions
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WIBA work injury insurance in Kenya
Statutory

WIBA / Work Injury

Statutory coverage for employees against work-related injuries and occupational diseases as required by Kenyan law.

  • Work-related injuries
  • Occupational diseases
  • Statutory compliance
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Category 05

Specialized Insurance

Niche covers for complex risks — cyber threats, marine operations, and engineering projects.

Cyber insurance in Kenya
Digital

Cyber Insurance

Protection against cyber threats, data breaches, ransomware attacks, and business interruption from digital risks.

  • Data breach cover
  • Ransomware protection
  • Cyber liability
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Marine insurance in Kenya
Specialized

Marine Insurance

Protection for cargo, ships, and marine operations against risks during transit and storage.

  • Cargo insurance
  • Hull & machinery
  • Marine liability
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Engineering insurance in Kenya
Industrial

Engineering Insurance

Coverage for engineering projects, machinery breakdown, contractor's all risks, and erection risks.

  • Machinery breakdown
  • Contractor's all risks
  • Erection risks
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