Travel Insurance Kenya 2026 Explore with Confidence
International and domestic travel cover — medical emergencies, trip cancellation, lost baggage, flight delays & medical evacuation.
Travel insurance gives you peace of mind when you're away from home — covering medical emergencies, trip disruptions, lost baggage, and more.
Whether you're traveling internationally or domestically, for business or leisure, travel insurance is essential. At Precise Insurance Agency, we compare plans from leading providers — including AMREF Flying Doctors, Jubilee, Britam, AAR, and more.
From single trip to annual multi-trip cover, we'll help you find the best plan for your journey.
Did you know? Many countries require travel insurance for visa applications, and medical evacuation can cost over $100,000 without cover.
InstantTravel cover
/ 01
International Travel Insurance
Protection for global travel
- Medical Emergencies: Hospital admission, doctor visits, prescriptions, and surgery.
- Medical Evacuation: Transport to the nearest adequate facility. Coverage includes air ambulance and repatriation.
- Trip Cancellation: Reimbursement for non-refundable flights, accommodation, and tours if you cancel for covered reasons.
- Lost Baggage: Compensation for lost, stolen, or delayed baggage and personal items.
- Flight Delays: Coverage for meals, accommodation, and incidentals during delays.
- Premium: KES 3,000-15,000 per trip depending on destination, duration, and age.
- Top providers: AMREF Flying Doctors, Jubilee, Britam, AAR, Old Mutual.
/ 02
Domestic Travel Insurance
Stay protected while exploring Kenya.
Local Travel Cover
- Emergency medical and hospital expenses
- Medical evacuation within Kenya
- Trip cancellation and interruption
- Lost baggage and personal items
- Premium: KES 1,500-5,000 per trip
Popular Destinations
- Coast region (Mombasa, Diani, Malindi)
- Maasai Mara and game reserves
- Nairobi and other cities
- Mount Kenya and hiking destinations
/ 03
Medical Evacuation Cover
Critical emergency transport
- What it is: Emergency transport to the nearest adequate medical facility when local care is insufficient.
- Modes: Road ambulance, air ambulance, chartered flight, or commercial flight with medical escort.
- AMREF Flying Doctors: The leading provider in East Africa, with coverage across Kenya, Tanzania, Uganda, and beyond.
- Cost: Without cover, evacuation can cost $30,000-$100,000+. With cover, it's included in your policy.
- Who needs it: Anyone traveling to remote areas, countries with limited healthcare, or those with pre-existing conditions.
AMREF Flying Doctors is Africa's largest air ambulance service, with a network of over 1,000 hospitals across the continent.
/ 04
Schengen Visa Insurance
Required for visa applications to Schengen countries.
Requirements
- Minimum cover: €30,000 (approximately KES 4,000,000)
- Valid for the entire Schengen area
- Covers medical emergencies, hospitalization, and repatriation
- Must be valid for the full duration of your stay
What We Provide
- Schengen-compliant insurance certificate
- Instant digital certificate for visa application
- 24/7 emergency assistance and medical evacuation
/ 05
Annual Multi-Trip Cover
For frequent travelers
- What it is: A single policy covering multiple trips throughout the year.
- Benefits: Cost-effective for frequent travelers, automatic cover for every trip, no need to buy cover per trip.
- Coverage: Same benefits as single-trip policies, including medical, evacuation, trip cancellation, and lost baggage.
- Typical duration: 30-90 days per trip, unlimited trips per year.
- Premium: KES 15,000-50,000 per year depending on destination, age, and coverage level.
- Who needs it: Business travelers, frequent vacationers, expats, and students.
/ 06
Travel Insurance in the Coastal Region
- Travelers from Diani, Mombasa, and Kwale need travel insurance for both domestic and international trips.
- Domestic travel: Many coastal residents travel to Nairobi, Maasai Mara, and other destinations — domestic cover is essential.
- International travel: Coastal residents frequently travel to the UK, Europe, UAE, and other destinations.
- Medical evacuation: Essential for those traveling to remote areas, including game reserves and hiking destinations.
- What's available: All major travel insurance covers are available from leading providers.
Get a Travel Insurance Quote
Compare international, domestic, Schengen, and annual multi-trip cover from leading providers.
Thank You for Your Request!
Your travel insurance quote request has been received. We'll get back to you within 24 hours with options from top providers.
For immediate assistance, call +254 726 439 278
/ 07
Frequently Asked Questions
Travel insurance covers medical emergencies, trip cancellation, lost baggage, flight delays, and medical evacuation. It can be for international or domestic travel, single trips or annual multi-trip.
Yes, travel insurance is highly recommended for international travel. Many countries (especially Schengen states) require it for visa applications. It covers medical emergencies, evacuation, and trip disruptions.
Yes, domestic travel insurance covers medical emergencies within Kenya. It includes hospital admission, medical evacuation, and repatriation. Many plans also cover COVID-19 related expenses.
Medical evacuation cover transports you to the nearest adequate medical facility in an emergency. It can be by road, air ambulance, or chartered flight. AMREF Flying Doctors is a leading provider in East Africa.
Single trip international cover costs KES 3,000-15,000 depending on destination and duration. Annual multi-trip cover costs KES 15,000-50,000. Domestic travel cover costs KES 1,500-5,000 per trip.
Yes, trip cancellation cover reimburses you if you need to cancel your trip due to illness, death of a family member, or other covered reasons. Coverage typically includes non-refundable flights, accommodation, and tours.
Schengen visa insurance is a requirement for visa applications to Schengen countries. It must cover at least €30,000 for medical emergencies, hospitalization, and repatriation. We provide compliant certificates.
Contact Precise Insurance or your insurer immediately. For medical emergencies, contact the emergency assistance number on your policy. Keep all receipts, reports, and documentation. We'll guide you through the process.