How long does it take to get a WIBA quote in Kenya?

At Precise Insurance Agency, we provide WIBA quotes within 24 hours. Urgent requests for tenders and contracts can be turned around same-day.

What information do I need for a WIBA quote?

You'll need your business name, industry, number of employees, annual payroll, employment types, and required coverage limits. Complete our short form and we'll handle the rest.

How much does WIBA insurance cost in Kenya?

WIBA insurance starts from KES 15,000 per year for small businesses. Premiums are calculated as 0.5% to 5% of your annual payroll, based on your industry risk classification.

Can I get a WIBA certificate the same day?

Yes. Once we have your details and payment is received, we can issue a same-day WIBA certificate. Emergency certificates for tenders can be arranged within hours.

WIBA & Liability Insurance Quote Kenya 2026 | Free Quotes in 24hrs

1 Your Contact Details

Full Name *

Your Role *

Email Address *

Phone Number *

2 Business Details

Business / Company Name *

Business Registration No. (Optional)

Industry / Business Type *

Brief Description of Your Business Activity *

The more detail you provide, the more accurate your quote will be.

Primary Business Location *

Years in Business *

3 Employee & Payroll Details

Number of Employees *

Annual Payroll / Wage Bill (KES) *

WIBA premium = payroll × industry rate (0.5% to 5%).

Employment Types (select all that apply) *

Permanent / Full-time Casual / Daily Workers Contract / Fixed-term Part-time / Seasonal Domestic Staff Contractors on Site

Highest-Paid Employee (Annual KES) (Optional)

Used to calculate maximum death/disability benefits.

4 Coverage Requirements

Which Covers Do You Need? *

WIBA (Statutory) Employers Liability Public Liability Group Personal Accident Group Life Group Medical

Liability Cover Limit Required (if applicable)

Most SMEs need KES 5M - 10M. Check your tender or landlord requirements.

Preferred Cover Start Date *

Urgency *

Standard (24-48hrs) Urgent (Same Day) Tender Deadline

5 Current Insurance & History

Do you currently have WIBA or liability insurance? *

No — First Time Yes — Renewing Switching Insurer

Current Insurer (Optional)

Current Policy Expiry (Optional)

Any WIBA or liability claims in the last 3 years? *

6 Additional Information

No obligation. We'll compare plans from Jubilee, Britam, CIC, APA, ICEA LION and more. Your details are confidential — you're under no obligation to purchase.

Additional Notes / Special Requirements (Optional)

How did you hear about us? (Optional)

I confirm that the information provided is accurate and I authorize Precise Insurance Agency Ltd to contact me with a quote *

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WIBA & Liability Quote Request

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