Diani Beach coastline at sunset — Precise Insurance Agency
Licensed Independent Agency

Precision in Every Policy.
Confidence in Every Claim.

Kenya's premier independent risk advisory firm, delivering expert consultancy and dedicated claims advocacy for discerning individuals and businesses.

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IRA Licensed Independent Advisors Claims Advocacy

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Expert risk assessment from our senior advisors.

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Licensed by IRA Independent & Impartial Advice Claims Advocacy Specialists Expert Risk Management Dedicated Client Support Professional Insurance Consultants Transparent Policy Terms Licensed by IRA Independent & Impartial Advice Claims Advocacy Specialists Expert Risk Management Dedicated Client Support Professional Insurance Consultants Transparent Policy Terms
Precise Insurance Agency office at Rongai Building, Diani Beach Road, Ukunda
Insurance Regulatory Authority Kenya Regulated by the
Insurance Regulatory Authority
IRALicensed Agency
About Precise Insurance

Kenya's Premier Independent Insurance Agency & Risk Advisory Firm

Precise Insurance Agency Ltd is an independent, licensed insurance intermediary based in Diani Beach, Kwale County. We serve as your dedicated insurance consultants — providing impartial advice and bespoke coverage solutions meticulously tailored to your unique circumstances.

Our mission is to provide professional, reliable, and personalised insurance services that safeguard the interests of our clients. We compare options from multiple leading underwriters to secure optimal coverage at competitive rates, while providing expert claims advocacy and ongoing risk advisory.

  • Independent and impartial insurance advice
  • Comprehensive risk assessment and management
  • Dedicated claims advocacy and support
  • Access to multiple leading insurance underwriters
  • Bespoke solutions for individuals and businesses
  • Transparent terms with no hidden costs
Discover Our Story
Comprehensive Solutions

Protection, Precisely Tailored

From personal assets to corporate enterprises, our advisory ensures you are comprehensively covered.

For Individuals & Families

Motor insurance coverage for vehicles in Diani Kenya

Motor Insurance

Comprehensive, third-party, and fleet motor insurance with competitive rates for private, commercial, and PSV vehicles across Kenya.

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Medical insurance for families in Diani and Kwale County

Medical Insurance

Individual, family, and group medical plans covering inpatient, outpatient, maternity, dental, and optical benefits.

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Life insurance protection for families in Kenya

Life Insurance

Protect your family's financial future with term life, whole life, education, credit life, and last expense insurance.

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Travel insurance for domestic and international trips from Kenya

Travel Insurance

Domestic and international travel cover including medical emergencies, trip cancellation, lost baggage, and repatriation.

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For Businesses & Enterprises

Corporate insurance and employee benefits for businesses in Kenya

Corporate Insurance

Comprehensive corporate risk management including employee benefits, group life, pension solutions, and D&O liability.

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Business insurance for SMEs and enterprises in Kenya

Business Insurance

Protect operations with fire, theft, business interruption, public liability, employers liability, and commercial packages.

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Property and fire insurance for real estate in Kenya

Property & Fire

Comprehensive protection for residential and commercial property against fire, natural disasters, theft, and all risks.

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Marine cargo and hull insurance for goods in transit in Kenya

Marine Insurance

Cargo, hull, and freight insurance protecting goods in transit by sea, air, road, and rail — domestic and international.

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Engineering and contractors all risk insurance in Kenya

Engineering & CAR

Contractors all risk, erection all risk, machinery breakdown, and electronic equipment insurance for construction projects.

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WIBA and employer liability insurance for companies in Kenya

WIBA & Liability

Mandatory Work Injury Benefits Act cover plus public liability and employers liability for complete workplace protection.

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Professional indemnity insurance for consultants and professionals in Kenya

Professional Indemnity

Protection for professionals against negligence claims, errors, and omissions — essential for consultants, doctors, and lawyers.

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Cyber insurance and data breach coverage for businesses in Kenya

Cyber Insurance

Protect against data breaches, cyber attacks, ransomware, and digital liability with comprehensive cyber risk coverage.

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Industries We Serve

Trusted Across Every Sector

From hospitality and healthcare to construction and agriculture — specialised insurance for the industries driving Kenya's economy.

Hotels
Resorts
Corporate
NGOs
Hospitals
Schools
Churches
SMEs
Transport
Construction
Real Estate
Government
Manufacturing
Agriculture
Professionals
Families
Individuals
Retail
The Precise Advantage

Why Discerning Clients Choose Precise

Beyond insurance placement — we are your strategic risk management partner.

I

Independent & Impartial

We represent your interests exclusively. Truly unbiased advice and access to optimal solutions from multiple premier underwriters.

II

Expert Risk Assessment

Meticulous risk analysis identifying coverage gaps and delivering solutions precisely calibrated to your needs.

III

Claims Advocacy

We champion your claims from notification to settlement — managing documentation, timelines, and negotiations.

IV

Absolute Transparency

Every policy term and exclusion explained with clarity. No surprises, no hidden costs — only complete confidence.

V

Dedicated Partnership

Responsive, personalised service from seasoned professionals. Available before, during, and after policy placement.

VI

Local Mastery

Deep understanding of Diani's hospitality landscape and Kenya's evolving risk ecosystem.

Claims Process

Seamless Claims Advocacy

Our dedicated claims team ensures timely, fair outcomes at every stage.

1

Notify

Contact us immediately via phone, email, or WhatsApp when an incident occurs.

2

Document

We guide you on required documentation and help compile a complete claim submission.

3

Advocate

We submit and follow up your claim, negotiating on your behalf with the underwriter.

4

Settle

We ensure timely and fair settlement, keeping you informed at every stage.

Report a Claim
Precise Insurance team providing professional insurance consultation Motor Medical Corporate Marine
Free Consultation

Request Your Complimentary Insurance Consultation

Our consultancy and advisory services come at no additional cost. We compare options from multiple underwriters to find you the finest coverage at competitive rates.

Expert Risk Advisory

Comprehensive risk assessment tailored to your specific circumstances.

Clear Policy Guidance

Every detail explained in language you fully understand.

Enduring Partnership

Your advocate for claims, renewals, and evolving needs.

+254 726 439 278 WhatsApp
Client Testimonials

Trusted by Those Who Demand the Best

Precise Insurance provided exceptional service from initial consultation through to policy placement. Their team understood our resort's unique risks and delivered a comprehensive package.

JM
James Mwenda
Resort General Manager, Diani

When we had a motor claim, the Precise team handled everything with professionalism and efficiency. Their claims advocacy made a genuine difference.

AO
Amina Osman
Business Owner, Ukunda

As a construction company requiring complex coverage, Precise understood our needs perfectly and negotiated excellent terms with top-rated underwriters.

PK
Peter Kamau
Director, Kamau Construction Ltd
Questions Answered

Frequently Asked Questions

An independent agency like Precise Insurance works for you, not any single insurer. We compare coverage from multiple companies, provide unbiased advice, dedicated claims advocacy, and save you time and money — all at no additional cost.
Yes. We are a licensed insurance intermediary regulated by the Insurance Regulatory Authority (IRA) of Kenya, maintaining the highest standards of professional conduct.
We offer Motor, Medical, Life, Corporate, Business, Property, Fire, Travel, Marine, Engineering, CAR, Public Liability, Employers Liability, Professional Indemnity, Cyber, WIBA, Domestic Package, Agriculture, Personal Accident, Fleet, Employee Benefits, and Pension Solutions.
Four steps: (1) Notify us immediately. (2) We guide documentation. (3) We submit and advocate. (4) We ensure timely, fair settlement.
No. We earn commission from insurance companies, so you receive professional consultancy, risk assessment, and claims advocacy at no extra cost beyond your standard premium.
Hotels typically need Property, Public Liability, WIBA, Business Interruption, Fire, and Theft Insurance. We create tailored packages for the hospitality sector on Kenya's coast.
Rongai Building, 2nd Floor, Kona Beach, Diani Beach Road, Ukunda, Kwale County, Kenya. Call +254 726 439 278 or email info@preciseinsurance.co.ke.
Yes. We provide mandatory WIBA insurance covering employees against work-related injuries, diseases, and death. We help employers comply with Kenyan law.
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Contact

Begin Your Consultation

Office
Rongai Building, 2nd Floor
Kona Beach, Diani Beach Road
Ukunda, Kwale County, Kenya
WhatsApp
+254 726 439 278
Hours
Mon — Fri: 8:00 AM — 5:00 PM
Sat: 9:00 AM — 1:00 PM

Request a Free Quote

Complete the form and our team will respond within 24 hours.

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Complimentary consultation from Diani's premier insurance advisory firm.