Individual Life Insurance
Protect your family's financial future with affordable life cover. Term life, whole life, and critical illness insurance tailored to your needs.
Life moves fast, and protecting the people you love shouldn't feel complicated.
Individual Life Insurance is your personal safety net — a financial shield designed to support your family if the unexpected happens.
At Precise Insurance Agency we help you compare the best life insurance plans in Kenya, so you can choose a cover that matches your goals, your lifestyle, and your budget.
What Individual Life Insurance Covers
Death Benefit
A tax-free lump sum paid to your family.
Permanent Disability Cover
Income protection if you can never work again.
Critical Illness Cover
A payout if you are diagnosed with a major illness such as cancer, stroke, or kidney failure.
Funeral / Last Expense Benefit
Helps the family handle burial costs stress-free.
Income Replacement
Monthly payments to sustain your household.
Education Cover
Guaranteed school fees for your children.
How It Works
- Choose your sum assured — the amount your family receives.
- Pick your policy term: 5, 10, 15, 20+ years.
- Pay monthly or annual premiums.
- Beneficiaries receive the money immediately after claim approval.
- Add riders like critical illness or accidental cover for extra protection.
Getting Your Quotation
- Share your age, occupation, benefit amount, and budget
- Our team compares quotes from top insurers instantly
- Receive multiple options — transparent, competitive, and tailored
- Choose, pay, and get your policy documents online
Why Choose Precise
Top Kenyan Insurers
Direct access to the leading life insurance companies in the market.
Fast Quotes
Quick turnaround and smooth onboarding, start to finish.
Honest Guidance
No pressure and no jargon — just a clear explanation of your options.
Tailored Plans
Built around individuals, parents, and young professionals.
Claims Support
We stand with families at the moment it matters most.
Build Your Family's Safety Net
Share a few details and we'll compare life cover from the top insurers in Kenya.