Car Insurance
Comprehensive and Third Party cover for private, PSV, and commercial vehicles. Fast quotes, digital certificates, and expert claims advocacy.
Car insurance isn't just a legal requirement in Kenya — it's your peace of mind on the road.
Whether you drive a private car, run a PSV taxi, or operate a commercial vehicle, Precise Insurance Agency helps you compare, choose, and buy the right cover at the best rates from trusted insurers.
Our office in Diani Beach connects you to fast, affordable motor insurance with instant quotations, same-day digital certificates, and support when things go sideways.
Comprehensive Car Insurance
The all-round protection your vehicle deserves for private, PSV, and commercial use.
- Accidental damage to your vehicle
- Theft or attempted theft
- Fire damage
- Third-party liabilities (injury, death, property damage)
- Windscreen, radio, and accessories (limits apply)
- Towing & emergency rescue
- Special classes: PSV taxi, ride-hailing, commercial pickups, trucks, delivery vans
Third Party Only (TPO)
What's Covered
Simple, legal, and budget-friendly — the minimum the law requires.
- Injury or death of third parties
- Damage to third-party property
What's Not Covered
TPO protects other people, not your own vehicle.
- Your car's damage
- Theft or fire
- Windscreen, accessories, your own losses
Why Go Comprehensive?
- Protects both your car and other people
- Ideal for high-value, everyday-use, or business vehicles
- Optional add-ons: Excess Protector, Political Violence & Terrorism, Loss of Use, Road Rescue, Passenger Liability
How It Works When You Claim
When an accident or loss happens, the insurer steps in to repair or compensate your vehicle. You only pay the policy excess unless you added an excess protector. Once assessed, repairs start immediately at approved garages.
- Share your details — car make/model, year of manufacture, vehicle value, current insurer, and expiry date.
- We compare quotations from trusted Kenyan insurers and send you the options.
- You choose the cover that matches your budget and how you use the car.
- Pay via M-Pesa and receive your digital certificate the same day.
Ready to Insure Your Car?
Get quotations from top insurers in minutes — no obligation, and your certificate the same day.